How to Protect Your NC Agritourism Farm from Danger You protect your livestock from predators with fencing and guardian animals. You protect your crops with preventative measures such as field rotation and irrigation. You protect your machinery with regular inspection and maintenance. What are you doing to prevent danger from opening your farm to guests? Danger [...]
As 2018 quickly approaches and we ease into winter I thought it’s a likely time for North Carolina farmers to be thinking about their insurance as they plan for the New Year. With that in mind I wanted to propose my list and summaries of the best five North Carolina farm insurance companies for 2018. VIDEO of [...]
When it comes to insuring your North Carolina farm or business you have to make several choices: your coverage, your service requirements and perhaps most importantly, your agent. I love my clients and work hard to take care of them. But I am not the right insurance agent for every farm or business out there. [...]
Are you wondering what are all those numbers in your insurance renewal packet? Are you afraid that you are paying too much or that you may not even have the coverage you need? Are you unsure when you should discuss your policy with your insurance agent? You are not alone. I get these questions from current [...]
You've probably heard the statistics that show agriculture is a dangerous business. Although I haven't seen the comparison yet, you might be more likely to survive incident- free as a NASCAR driver than get through your farm through #Harvest16 unscathed. In fact I even considered titling this blog article, "Do You Know Your Farm is a Disaster Waiting to Happen?" [...]
But I'm not required by law to have work comp unless I have "X" number of employees. How dangerous could it be to work in an office? If I get work comp then I'm afraid employees will want to use it. I could keep listing the excuses. But the general consensus amongst small business owners and [...]
“Don’t let your NC Farmowners Insurance put you SIDEWAYS at the time of a claim.” – Tracy Cotton, Morrow Insurance Agency I’m not throwing eggs at any agents or carriers or even the industry here. It would be a terrible waste of perfectly good cage-free, antibiotic free, organic eggs. I’m also not going to point fingers. I [...]
"Don't let your NC Farmowners Insurance put you SIDEWAYS at the time of a claim." - Tracy Cotton, Morrow Insurance Agency I'm not throwing eggs at any agents or carriers or even the industry here. It would be a terrible waste of perfectly good cage-free, antibiotic free, organic eggs. I'm also not going to point [...]
